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Score: 89/100 • Strong MatchProbate Estate SaleSource: Hillsborough Clerk of Court & Stellar MLS (Verified 2024-10-15 14:00 EST)

819 W Amelia Ave

819 W Amelia Ave, Tampa, FL 33602 (Hillsborough County)

$365,000Est. Comp Valuation: $420,000 (13.1% Value Spread)

Official Public Records & Physical Verification

SemioTrace provides data from recorded county court dockets and tax records. For full photo galleries and interior tours, visit the listing portals below.

Bedrooms

3 Beds

Bathrooms

2 Baths

Living Area

1,450 SqFt

Year Built

1952

Property Class

Single-Family

Data Confidence

96%

SemioTrace

Why SemioTrace Ranked This Home

Probate Estate Sale with Clear Court Authority in Tampa Heights

Primary Opportunity Factors
  • Strong price advantage: Priced 13.1% ($55,000) below verified comps
  • Probate estate authority verified via Hillsborough County Probate Division
Watch-Outs & Uncertainty Signals
  • Cosmetic updates needed; recommend a formal home inspection prior to contract contingency release
  • Possible seller rate-lock signal: seller may hold a low historical rate, potentially impacting discount flexibility
  • Known uncertainty: Timeline for final court petition acknowledgment (typically 14-21 days)

Property Overview & Structural Specs

Bedrooms3
Bathrooms2
Square Footage1,450 sqft
Year Built1952
Property TypeSingle-Family
Condition RatingLight Renovation
Days on Market58 Days
Data Confidence96% Verified

Charming bungalow in walkable Tampa Heights. The estate has received Letters of Administration with full power of sale. Motivated personal representative ready to review standard financing offers.

Public Record Court Context

Judicial Public Docket
13th Judicial Circuit Court of FloridaOfficial County FIPS: 12057Tampa - St. Petersburg
County Assessor GIS
Probate CourtHillsborough County Probate Division
Probate Docket #PR-2024-008912
Status SummaryLetters of Administration granted to independent personal representative. Full authority to sell granted.
Recorded County Deeds & Encumbrances (Official Chain of Title)
Warranty DeedRecorded: 2021-10-15 • Grantee: Current Titleholder
$345,000Fannie Mae Approved Servicer
Known Unknowns (Data Gaps)
  • Timeline for final court petition acknowledgment (typically 14-21 days)
  • Original galvanized water lines behind bathroom walls
Required Buyer Verification Actions
  • Verify Letters of Administration on file with Hillsborough Clerk of Court
  • Perform sewer scope inspection from stack to city main
  • Confirm absence of Florida Medicaid estate recovery liens

Comparable Closed Sales

Within 0.5 miles • MLS Verified

Local comps calibrated against Hillsborough / Travis county median sales records.

Mortgage & Affordability Intelligence

PITI + HOA Calculator

Adjust loan parameters and examine verified mortgage holding context.

Possible Seller Rate-Lock Signal

Mortgage was recorded prior to August 2022. The seller likely enjoys low debt service, which may influence their negotiation position and incentive structure during offer talks.

Purchase Price$365,000
Down Payment (20%)$73,000
3% (Min FHA/Conv)20% (Zero PMI)50%
Interest Rate6.50%
Loan Term
Estimated Total Monthly Payment
$2,421/ month
Principal & Interest$1,846
Property Taxes$342
Homeowners Insurance$233
Estimated Cash to Close:$83,220
Includes down payment + ~2.8% estimated lender, title & escrow closing costs.
Mortgage and lien information may be incomplete or delayed. SemioTrace does not provide lending, legal, tax, or investment advice. Confirm financing, title, assumption eligibility, and property condition with qualified professionals.

Interactive Due Diligence Checklist

Standardized buyer verification framework for 819 W Amelia Ave. Automatically saved to your dossier profile.

Verification Progress: 0 of 6 Steps Completed0%
1. Title Examination & Judicial Docket ScrubLegal & Title

Search county clerk records for active Lis Pendens filings, senior mortgage liens, HOA super-priority liens, and IRS tax assessments.

2. Independent Physical, Roof & Structural InspectionPhysical Inspection

Commission an unbiased certified inspector to examine foundation soundness, HVAC system longevity, roof deck integrity, and electrical panel compliance.

3. Loan Servicer Assumption QualificationFinancing

Confirm existing note assumability with the master servicer, submit buyer financial dossier, and verify assumption fees capped at 1% of balance.

4. County Property Tax & Rollback Liability AuditTaxes & Insurance

Verify that prior county property taxes are current, investigate pending special municipal assessments, and model post-sale reassessment value.

5. FEMA Flood Zone & Hazard Insurance UnderwritingTaxes & Insurance

Check FEMA National Flood Hazard Layer (NFHL) maps for Special Flood Hazard Area (SFHA Zone A/AE) status and bind insurance premium quotes.

6. Purchase Agreement & Contingency ReviewClosing

Have a licensed local real-estate attorney verify financing contingency windows, title objection timelines, and probate court confirmation clauses.

SemioTrace Match Score Breakdown

Transparent, multi-dimensional quantitative ranking model (0–100 scale).

89 / 100
Value Gap26 / 30 pts

Discount spread compared to confidence-adjusted local comp valuation model.

Affordability18 / 20 pts

Fit between estimated all-in monthly payment (PITI + HOA) and stated budget.

Distress Opportunity14 / 15 pts

Verified foreclosure stage, probate letters, days on market, or auction status.

Location Fit14 / 15 pts

Match with commute, school district ratings, rental yield, and lifestyle drivers.

Condition & Renovation Risk8 / 10 pts

Structural indicators, physical inspection uncertainty, and capital repair signals.

Liquidity & Negotiation4 / 5 pts

Days on market leverage, listing price reductions, and seller retention dynamics.

Data Confidence5 / 5 pts

Cross-source verification consistency (Assessor, MLS, Clerk of Court: 96%).

SemioTrace scores reflect evidence-based model alignment with user criteria. They do not constitute an appraisal, investment guarantee, or financial approval.

Have specific questions about this property?

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