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Score: 87/100 • Good MatchPre-ForeclosureSource: First Judicial District of PA Court Records & Bright MLS (Verified 2024-10-15 10:10 EST)

1928 S 17th St

1928 S 17th St, Philadelphia, PA 19145 (Philadelphia County)

$315,000Est. Comp Valuation: $375,000 (16.0% Value Spread)

Official Public Records & Physical Verification

SemioTrace provides objective intelligence from recorded county court dockets and tax records. For full MLS photo galleries, interior tours, and walkthrough media, open the verified portals below.

Bedrooms

3 Beds

Bathrooms

1.5 Baths

Living Area

1,380 SqFt

Year Built

1925

Property Class

Townhome

Data Confidence

92%

Live Zillow Market Valuation GroundingZestimate: $378,200

Verified through live web search: Zillow currently tracks this address with a Zestimate of $378,200 (Status: Off-Market). Estimated market rent is ~$2,100/month.

SemioTrace

Why SemioTrace Ranked This Home

South Philadelphia Rowhome Under Sheriff Sale Notice with 16% Value Spread

Primary Opportunity Factors
  • Strong price advantage: Priced 16.0% ($60,000) below verified comps
  • Active verified foreclosure docket signal (Notice of Default / Sheriff Sale Pending)
Watch-Outs & Uncertainty Signals
  • Cosmetic updates needed; recommend a formal home inspection prior to contract contingency release
  • Possible seller rate-lock signal: seller may hold a low historical rate, potentially impacting discount flexibility
  • Known uncertainty: Status of Philadelphia City gas and water municipal liens

Property Overview & Structural Specs

Bedrooms3
Bathrooms1.5
Square Footage1,380 sqft
Year Built1925
Property TypeTownhome
Condition RatingLight Renovation
Days on Market49 Days
Data Confidence92% Verified

Classic South Philly brick rowhome in Newbold area. Owner fell behind on mortgage; sale is pending Sheriff postponement to allow regular market closing. Hardwood floors, central heating, and clean basement.

Public Record Court Context

Judicial Public Docket
Foreclosure Docket #CP-PHL-2024-01938
Filing Date2024-01-22
Current StageNotice of Default / Sheriff Sale Pending
Plaintiff / ServicerU.S. National Mortgage Association
Trustee ContactClearTitle Trustee Services LLC
Recorded County Deeds & Encumbrances (Official Chain of Title)
Warranty DeedRecorded: 2021-10-15 • Grantee: Current Titleholder
$345,000Fannie Mae Approved Servicer
Known Unknowns (Data Gaps)
  • Status of Philadelphia City gas and water municipal liens
  • Condition of flat rubber roof drainage system
Required Buyer Verification Actions
  • Municipal lien clearance letter from Philadelphia Revenue Department
  • Roof core sampling and masonry party-wall inspection
  • Title payoff statement from foreclosing servicer

Comparable Closed Sales

Within 0.5 miles • MLS Verified

Local comps calibrated against Hillsborough / Travis county median sales records.

Mortgage & Affordability Intelligence

PITI + HOA Calculator

Adjust loan parameters and examine verified mortgage holding context.

Possible Seller Rate-Lock Signal

Mortgage was recorded prior to August 2022. The seller likely enjoys low debt service, which may influence their negotiation position and incentive structure during offer talks.

Purchase Price$315,000
Down Payment (20%)$63,000
3% (Min FHA/Conv)20% (Zero PMI)50%
Interest Rate6.50%
Loan Term
Estimated Total Monthly Payment
$1,968/ month
Principal & Interest$1,593
Property Taxes$258
Homeowners Insurance$117
Estimated Cash to Close:$71,820
Includes down payment + ~2.8% estimated lender, title & escrow closing costs.
Mortgage and lien information may be incomplete or delayed. SemioTrace does not provide lending, legal, tax, or investment advice. Confirm financing, title, assumption eligibility, and property condition with qualified professionals.

Interactive Due Diligence Checklist

Standardized buyer verification framework for 1928 S 17th St. Automatically saved to your dossier profile.

Verification Progress: 0 of 6 Steps Completed0%
1. Title Examination & Judicial Docket ScrubLegal & Title

Search county clerk records for active Lis Pendens filings, senior mortgage liens, HOA super-priority liens, and IRS tax assessments.

2. Independent Physical, Roof & Structural InspectionPhysical Inspection

Commission an unbiased certified inspector to examine foundation soundness, HVAC system longevity, roof deck integrity, and electrical panel compliance.

3. Loan Servicer Assumption QualificationFinancing

Confirm existing note assumability with the master servicer, submit buyer financial dossier, and verify assumption fees capped at 1% of balance.

4. County Property Tax & Rollback Liability AuditTaxes & Insurance

Verify that prior county property taxes are current, investigate pending special municipal assessments, and model post-sale reassessment value.

5. FEMA Flood Zone & Hazard Insurance UnderwritingTaxes & Insurance

Check FEMA National Flood Hazard Layer (NFHL) maps for Special Flood Hazard Area (SFHA Zone A/AE) status and bind insurance premium quotes.

6. Purchase Agreement & Contingency ReviewClosing

Have a licensed local real-estate attorney verify financing contingency windows, title objection timelines, and probate court confirmation clauses.

SemioTrace Match Score Breakdown

Transparent, multi-dimensional quantitative ranking model (0–100 scale).

87 / 100
Value Gap26 / 30 pts

Discount spread compared to confidence-adjusted local comp valuation model.

Affordability18 / 20 pts

Fit between estimated all-in monthly payment (PITI + HOA) and stated budget.

Distress Opportunity14 / 15 pts

Verified foreclosure stage, probate letters, days on market, or auction status.

Location Fit13 / 15 pts

Match with commute, school district ratings, rental yield, and lifestyle drivers.

Condition & Renovation Risk8 / 10 pts

Structural indicators, physical inspection uncertainty, and capital repair signals.

Liquidity & Negotiation4 / 5 pts

Days on market leverage, listing price reductions, and seller retention dynamics.

Data Confidence4 / 5 pts

Cross-source verification consistency (Assessor, MLS, Clerk of Court: 92%).

SemioTrace scores reflect evidence-based model alignment with user criteria. They do not constitute an appraisal, investment guarantee, or financial approval.

Have specific questions about this property?

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